Before subscribing to an Luminar Invest strategy, you are required to review the Key Information Document (KID) for that strategy. KIDs are written in plain language and follow a standard format covering objectives, risks, costs and performance scenarios.
Available strategies
Capital preservation oriented. 60% allocated gold, 30% investment grade fixed income, 10% global equities.
- Recommended holding period: 3+ years
- Reference currency: EUR / USD / CHF
- Fees: 0.85% AUM · 0% performance
- Reference: LUMINAR INVEST-DEFENSIVE
KID PDF available on request at contact@luminarinvest.com — typically delivered within 1 business day.
Balanced growth. 40% global equities, 30% allocated gold, 20% fixed income, 10% digital assets.
- Recommended holding period: 5+ years
- Reference currency: EUR / USD / CHF
- Fees: 0.95% AUM · 10% HWM
- Reference: LUMINAR INVEST-BALANCED
KID PDF available on request at contact@luminarinvest.com — typically delivered within 1 business day.
Long-term capital growth. 55% global equities, 20% digital assets, 15% gold, 10% thematic.
- Recommended holding period: 7+ years
- Reference currency: USD
- Fees: 1.15% AUM · 15% HWM
- Reference: LUMINAR INVEST-GROWTH
KID PDF available on request at contact@luminarinvest.com — typically delivered within 1 business day.
Concentrated digital asset exposure across BTC, ETH and a curated basket of liquid Layer-1 assets.
- Recommended holding period: 5+ years
- Reference currency: USD / USDC
- Fees: 1.50% AUM · 20% HWM
- Reference: LUMINAR INVEST-DIGITAL
KID PDF available on request at contact@luminarinvest.com — typically delivered within 1 business day.
Risk indicator scale
The summary risk indicator runs from 1 (lowest risk) to 7 (highest risk). It reflects market risk and credit risk over the recommended holding period. A higher score does not mean the product is unsuitable — it means a wider range of possible outcomes.
Past performance disclaimer
Past performance is not a reliable indicator of future returns. The value of investments and the income from them can fall as well as rise and is not guaranteed.