1. Who can open an account
Luminar Invest Capital opens accounts for:
- Individuals aged 21 or above with full legal capacity
- Joint accounts (up to 4 holders, each independently verified)
- Family offices and investment companies in eligible jurisdictions
- Trusts and foundations with transparent beneficial ownership
2. Minimum subscription
- Defensive / Balanced strategies: EUR 50,000
- Growth strategy: EUR 100,000
- Digital Asset strategy: EUR 100,000 (qualified investor status required)
3. Restricted jurisdictions
Luminar Invest Capital does not accept clients who are residents, citizens or otherwise tax resident in any of the following jurisdictions:
- United States of America (and US persons as defined by FATCA)
- Canada
- Democratic People's Republic of Korea
- Iran
- Syria
- Cuba
- Crimea, Donetsk and Luhansk regions
- Russian Federation
- Belarus
- Myanmar
- Sudan and South Sudan
- Any other jurisdiction subject to UN, OFAC, EU or HMT comprehensive sanctions
4. US persons
Luminar Invest Capital does not provide services to "US persons" as defined under FATCA (US citizens, US tax residents, green card holders, and US-domiciled entities), regardless of physical location. Existing clients who acquire US person status must notify Luminar Invest within 30 days.
5. Qualified investor status
Subscription to the Digital Asset strategy is restricted to qualified investors meeting at least one of: (a) liquid net worth above USD 1,000,000, (b) annual income above USD 200,000 in the last two years, or (c) holding a relevant professional certification (CFA, FRM, Series 65/82).
6. Right to refuse
Luminar Invest Capital reserves the right to refuse any account application without disclosure of reason, in line with our risk appetite and regulatory obligations.