Invest across gold, equities & crypto in one place.
Luminar Invest is an actively managed portfolio with the precision of a trading desk. Real-time markets, institutional execution, a single transparent 1% fee. One deposit — we run the rest.
Track every asset in real time.
Patient capital.
Active stewardship.
A modern portfolio should not look like an index. It should be diversified across time-tested stores of value, productive equity in great businesses, and a measured allocation to the most credible digital assets.
Markets reward conviction, but only when paired with discipline. Our investment committee meets weekly, sets tactical tilts and rebalances when allocations drift. You receive a clean, attributable report each quarter — and a transparent feed every day.
No performance fees. No retrocessions. No hidden spreads. A single, all-inclusive 1% per year — so our incentives stay aligned with yours.
Three asset classes.
One portfolio.
Explore each market in real time. Allocation is decided by our committee — you keep oversight.
Precious metals
Allocated gold, silver and platinum. Held in vaulted custody — the timeless reserve.
StabilityGlobal equities
Tokenized exposure to 50+ blue-chip names, 24/7 — issued by regulated counterparties.
GrowthDigital assets
Curated basket of 20 top cryptocurrencies. Cold-stored, audited monthly.
AsymmetricHow it works.
Open
Five minutes. Verify your identity, define your risk profile, fund from € 500.
We allocate
Our committee deploys capital across gold, equities and digital assets — sized to your profile.
We rebalance
Drift is monitored daily; trades are executed when it matters. Quarterly attribution report.
*Net of fees. Past performance is not indicative of future results.
1% per year.
One transparent fee, billed monthly on assets. No subscription, no entry or exit fees, no hidden spreads. We are paid when your portfolio grows.
Active management,
without the theatrics.
Each Monday our investment committee reviews macro signals, drift across mandates, and the conviction list. Most weeks we change nothing — and that is the point. When we act, we act decisively, and we tell you why.
Read the full letterTrusted by founders, engineers and creatives.
"Finally an app that actually invests for me. Premium, transparent, calm."
"I sleep better. My capital is diversified across gold, equities and crypto."
"The UI alone made me trust it. The 1% fee sealed the deal."
Your portfolio is waiting.
Three minutes to open an account. Zero financial expertise required.
Open an account